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Inspired Real Estate 239 292-6284
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Welcome! Here You Can Find Great Information on Ft. Myers, Ft. Myers Beach and Bonita Springs, Florida Real Estate
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Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Ft. Myers, Ft. Myers Beach and Bonita Springs real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Ft. Myers, Ft. Myers Beach and Bonita Springs real estate agents, we have the experience and track record you are looking for. Please let us help. - Team Swanbeck  |
Financing Your Home >Hybrids Offer Low Rates
In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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Where is the world's oldest hotel?
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The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties. |
See More Real Estate Trivia > |
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Team Swanbeck Coldwell Banker 7130 Estero Boulevard Fort Myers Beach, FL. 33931 Phone: 239-292-6284 Toll Free: 800-237-2752 ext 145 Fax: 239-463-5542 Email: teamswanbeck@NUMBER1EXPERT.com
With more than 35 years combined experience in Southwest Florida, Tom
and Karen Swanbeck are award-winning Coldwell Banker Sales Associates
who have earned many honors, including International President’s Elite,
Previews Luxury Home Specialist, Accredited Buyers’ Representative and
Certified Home Marketing Specialist.
Tom holds a Bachelor of Science degree in Business Administration from
Ashland College in Ohio. He is a licensed broker in Florida and an REO
specialist. Karen earned her Bachelor of Science degree in
Communications from Ithica College in New York. She has lived in
Southwest Florida since 1983 and is strongly experienced in insurance
issues and marketing.
   
  
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